Insights & Tips

Find out more about home buying, down payment help, and government aids.

Why Young Americans Feel They Can't Afford Homes

Many people in America who don't own a home feel really down about their chances to buy one. A big survey by Northwestern Mutual found that over half of these folks (53%) believe they'll never be able to afford a home...

California's Eviction Crisis: Proposed Legislation Aims to Protect Tenants from Nonpayment Evictions

In California, a couple struggling with health issues faced eviction from their subsidized home despite having the funds to settle their unpaid rent.  Currently, sta...

The Most Affordable Cities to Buy a Home in the U.S.

Buying a home in the United States has become a challenge for many people. Rising mortgage rates, limited inventory, and high competition have made homeownership feel out of reach for many families. Still, some cities ...

New Study on Housing Voucher Success Rates

The Housing Choice Voucher (HCV) program is the biggest federal program helping families pay rent, helping around 2.3 million households every year. Unlike some other programs, those who receive these vouchers have to find their ho...

The Affordable Housing Crisis and the Impact on Young Adults: Addressing the Needs of Former Foster Youth

In recent times, a significantly high number of young adults, approximately 45%, aged between 18 to 29, find themselves living at their parental homes. This trend is pr...

Helping Young Adults Find Homes After Foster Care

The U.S. Department of Housing and Urban Development (HUD) is stepping up to help young people who are leaving foster care and might not have a place to live.  They're giving out $3.4 million in grants to help 38...

DIY Guide to Purchasing Without a Realtor

A recent survey by the National Association of Realtors found that most people buy their homes through an agent. However, changes in August 2024 mean that buyers might have to pay the agent's fees themselves. Sometimes, buyers c...

Proposed $25,000 Grant for First-Time Home Buyers Remains Under Congressional Review

The Downpayment Toward Equity Act is a proposed law designed to assist first-time home buyers by providing up to $25,000 in financial aid. This grant aims to cover initial home-buying ex...

Is It Possible to Buy a Home Without a Down Payment?

Yes, it's possible to purchase a home without making a down payment, and this is particularly achievable for first-time home buyers. There are special home loan programs with zero down and various assistance program...