Insights & Tips

Find out more about home buying, down payment help, and government aids.

Should You Buy a House In Today’s Housing Market?

In a time of economic uncertainty and fluctuating interest rates, Americans are facing a pivotal question: Is now a good time to buy a house? According to a recent Fannie Mae Home Purchase Sentiment Index (HPSI), the answe...

Zero-Down Payment Mortgages Make a Comeback as Housing Costs Soar

In a bold move to make homeownership more accessible amid rising housing costs, United Wholesale Mortgage (UWM), led by billionaire Mat Ishiba, is introducing a pioneering zero-down payment mortgage program.&...

Helping Young Adults Find Homes After Foster Care

The U.S. Department of Housing and Urban Development (HUD) is stepping up to help young people who are leaving foster care and might not have a place to live.  They're giving out $3.4 million in grants to help 38...

Does Sending Buyer "Love Letters" To Home Sellers Work?

Short answer: sometimes. These personal notes from buyers can help in close calls, but they also carry legal risks. Here’s a simple breakdown.   What these letters are A buyer “love letter” ...

8 Tips to Get the Lowest Mortgage Rates

Mortgage rates have recently gone down due to hopes that the Federal Reserve will cut rates. However, after a recent Fed meeting, rates have stayed about the same. Experts don’t expect a big drop in interest rates before the ...

Are You Hard Pressed for Cash? Here's How to Improve Your Home's Appearance on a Low Budget

Renovations improve your home's appearance and longevity of different components. Unfortunately, some refurbishment might be too expensive, forcing you to put them off for several mon...

Do You Plan to Purchase a High-End Home? Here's How to Have a Flawless Process

Luxury homes are costly. Therefore, you can't afford to make a mistake during the purchasing process because you can lose your hard-earned cash in the process. You must know how to identify...

Modular Home Loans: What to Know About Financing a Modular Home

With home prices in the U.S. still high, many people feel like owning a house is out of reach. One way to make homeownership more possible is to consider different types of homes, like modular homes, especially...

The Average Down Payment for Houses is Now More Than $63,000

In today's housing market, buying a home has become more expensive, not just because home prices are going up but also because the amount of money you need for a down payment has increased. The latest informat...