Insights & Tips

Find out more about home buying, down payment help, and government aids.

New Jersey's Innovative Solution to Affordable Housing Crisis: Leveraging Transit Systems

New Jersey might have just found a groundbreaking solution to its affordable housing crisis, and it lies just outside its transit system. With approximately 74,000 acres of underuti...

Rental Assistance Programs: Catalysts for Family Prosperity and Community Growth

In the current landscape of public policy and community planning, the critical role of stable, cost-effective housing has taken center stage.  Within this sphere, rental assistance init...

Understanding Your Home Buying Budget and Loan Options

Before you consider buying a home, it's vital to figure out how much you can afford. This depends largely on three major factors:   The Mortgage: What type of mortgage you can get, the terms, and your inte...

HUD Rolls Out $10 Million in Funding to Support Homeownership Among Underserved Populations

The U.S. Department of Housing and Urban Development (HUD) has earmarked $10 million for grants directed at housing counseling agencies approved by HUD. This investment marks a pivot...

New Study on Housing Voucher Success Rates

The Housing Choice Voucher (HCV) program is the biggest federal program helping families pay rent, helping around 2.3 million households every year. Unlike some other programs, those who receive these vouchers have to find their ho...

Is It Possible to Buy a Home Without a Down Payment?

Yes, it's possible to purchase a home without making a down payment, and this is particularly achievable for first-time home buyers. There are special home loan programs with zero down and various assistance program...

Help for First-Time Homebuyers in New Mexico

In the exciting world of buying your first home in New Mexico, there's some good news! Home prices have slightly decreased - by about 0.5% from last year, making it a bit easier for first-time buyers.  However, with...

Navigating the Post-Pandemic Landscape: The Evolving Challenge of Eviction Prevention in the U.S.

Evictions are a growing challenge in many parts of the United States, especially as cities navigate the aftermath of the COVID-19 pandemic. During the pandemic, providing stabl...

Planning to Purchase a House? Include the Following Essential Items in Your Budget

If you plan to buy a house in the next few weeks or months, ensure that you have enough money before that time. Remember that the buyer might not be willing to give you time to look for more c...