Insights & Tips

Find out more about home buying, down payment help, and government aids.

DIY Guide to Purchasing Without a Realtor

A recent survey by the National Association of Realtors found that most people buy their homes through an agent. However, changes in August 2024 mean that buyers might have to pay the agent's fees themselves. Sometimes, buyers c...

Down Payment Assistance Available in September 2025

In the US, down payment assistance (DPA) programs offered by states and counties provide critical support to homebuyers, especially first-time buyers and moderate-income families. Here’s an overview focusing on ke...

HUD Organizes Key Meeting to Shape Future Housing Policies

On October 7 and 8, the acting Secretary of Housing and Urban Development (HUD), Adrianne Todman, organized a significant event titled "Next Generation of Housing Policy" roundtable. This gathering was ...

Easy Guide: Tax Breaks for Homeowners and How They Work

Tax time has arrived in the United States, running from January 27 to April 15. During this period, the IRS expects to receive over 140 million tax returns. For homeowners, this is a prime time to tap into special t...

How to Buy a House with Low Income in 2025

Can you buy a house with low income? Yes, you can! There isn’t a strict minimum income needed to buy a house, but lenders do look at your financial situation: your credit score, your debts compared to your income, and how ...

Wyoming's Housing Aid Expansion Still Falls Short

Wyoming recently increased funding for housing assistance programs to help struggling families. However, housing advocates say the additional $8 million in aid still won't meet the scale of need across the state.&nb...

Help for First-Time Homebuyers in Wyoming

Buying your first home is a big financial step, especially when you think about the down payment and closing costs. But there's good news! If you're looking to buy a home in Wyoming, there's help available that can ma...

Transformation in Rural America: The Impact of Rapid Growth on Communities and Agriculture

In parts of rural America, like Celina, Texas, there used to be a different way of life. The community was tight-knit, with farmers, teenagers, and neighbors creating a small-town fee...

Mortgage Rates Drop Slightly in June 2025, Offering Hope to First-Time Homebuyers Amidst Rising Home Prices

In June 2025, there has been a small piece of good news for people wanting to buy a home for the first time and for existing homeowners looking to refinance. Mortg...