Insights & Tips

Find out more about home buying, down payment help, and government aids.

Media Gaslights Consumers on Housing Down Payments

The idea of placing a down payment on something you cannot afford and will have to pay down over time is a cornerstone of a debt-based payment. In other words, the more you put down on something to start, the less you will ...

Unforgettable Insights: 7 Valuable Lessons on Down Payments

Saving for a down payment can be one of the most intimidating financial hurdles you'll face. It requires discipline, dedication, and sacrifice but also offers an opportunity to learn valuable lessons about mo...

Don't Delay: Steps to Budgeting for Your Down Payment Right Away

Perceptive homebuyers know that a well-planned budget is critical to success in the real estate market. Whether you're looking to buy your first home or upgrade to a larger one, start planning and budgetin...

Things You May Not Have Known About Down Payments

A down payment is the amount of cash that a buyer puts upfront toward the eventual purchase of an item. Generally speaking, these are big-ticket items, most usually a home or a car. However, down payments can also be p...

Down Payment Increases Potentially Causing More Debt

Most adults who are in the market for their own home have heard time and again that it's important for them to come up with a down payment for the house. This way, the mortgage company is far more likely to lend the money...

Top Ways that Millennials Are Saving For Down Payments

For most prospective homebuyers, the down payment is one of the biggest hurdles. Even if you can find a great mortgage rate, you still need some money saved up to pay a down payment on the home. Fortunately, this isn&...

12 Mind-Blowing Facts About Down Payments: Unveiling Opportunities and Government Programs!

Breaking Down the Barriers to Homeownership Owning a home is a dream for many, but the financial hurdle of a down payment can often seem impossible. Fortunately, various program...

Can a Side Hustle Really Help You Save Up Money to Buy a House?

In these uncertain times, "side hustles" are an increasingly common way of making money. A side hustle is a secondary job that you take on to make a little extra money outside of your normal job. Si...

2022 One-Time Commercial or Residential Down Payment Grant Incentives

  Unprecedented state and local government grants and incentives to bring executives who have been working from home back into the office benefit employers searching for a new mortgage or lease. E...