Insights & Tips

Find out more about home buying, down payment help, and government aids.

Down Payment News and Programs

Buying a home is one of the biggest challenges, and the most difficult part is the down payment. As housing prices continue to increase, many Americans struggle to come up with the necessary funds to secure a house. Down payments can be a...

The Average Down Payment for Houses is Now More Than $63,000

In today's housing market, buying a home has become more expensive, not just because home prices are going up but also because the amount of money you need for a down payment has increased. The latest informat...

What You Need to Know About Making a 20 Percent Down Payment On A House

Providing 20 percent of the value of a home is what lenders want you to do, but it's not always affordable for every buyer. The 20 percent down payment is one many people forget about when they're buying ...

The Top Steps for Saving Enough Money for Down Payment

  If you plan to own a home soon, you understand that the most challenging issue about accomplishing your dream is saving for a down payment. However, you can do that if determined and ready. If you are a first-...

Alaska Offers $1,702 Payment to Residents, Aiming to Attract More People

In an effort to encourage people to move to and settle in Alaska, the state has announced a $1,702 stimulus payment for eligible residents. This annual payout, part of the Permanent Fund Dividend (P...

Modular Home Loans: What to Know About Financing a Modular Home

With home prices in the U.S. still high, many people feel like owning a house is out of reach. One way to make homeownership more possible is to consider different types of homes, like modular homes, especially...

Easy Guide to Down Payment Help in the USA

Buying a home is exciting, but it can also be pricey because of the down payment. This is where Down Payment Assistance (DPA) programs come in.  They're special support systems to help you pay for this upfront cost of b...

The Benefits of a Down Payment When Buying a Home

One of the most important decisions when buying a home is how much money to put down as a down payment. The idea is to put as much as possible to avoid paying private mortgage insurance (PMI). PMI is required if your down pay...

Expert Tips for Saving Up for a Down Payment on Your Dream Home

Investing in a home is an enormously important decision, as it comprises the most significant financial commitment anyone will make during their lifetime. When purchasing a home, the down payment is an essentia...