Insights & Tips

Find out more about home buying, down payment help, and government aids.

The Surprising Benefits of Making a Larger Down Payment on Your Home

Are you planning to buy a home soon? If so, you're probably focusing on saving for a down payment. But did you know that making a larger down payment has several surprising benefits beyond reducing t...

New Jersey's Innovative Solution to Affordable Housing Crisis: Leveraging Transit Systems

New Jersey might have just found a groundbreaking solution to its affordable housing crisis, and it lies just outside its transit system. With approximately 74,000 acres of underuti...

Analyzing Down Payment Barriers and Solutions in the American Real Estate Market

Achieving homeownership is a cornerstone of the American Dream, yet for many, it’s a goal that’s becoming increasingly difficult to attain. The key obstacle? The daunting down payme...

What is a Condemned House, and Can You Buy One?

A condemned house is a property that the local government has deemed unsafe for people to live in. This usually happens when a home no longer meets basic living standards, such as access to clean water, working electricity, or...

Down Payment: Helpful Tips to Help You Qualify For a Home Loan

It's important to be responsible when preparing for a down payment, and one of the best ways to do that is by getting pre-approved for a mortgage loan. It means you know how much money you can borrow, show...

10 Creative Ways To Raise Money for a Down Payment

When buying a house, the down payment is an essential factor to consider. A down payment requires paying an initial sum upfront to receive a mortgage loan. The larger your deposit, the lower your monthly repayments will b...

Open the Door to Your Dream Home with these Down Payment Programs

The journey to homeownership can feel like an uphill battle, especially when gathering enough funds for a down payment. There are many government programs designed to alleviate this burden. If you&#...

Strategies to Maximize Your Tax Benefits When Paying for a Home's Down Payment

If you are considering buying a home, you may be eligible for various tax benefits that can help maximize your savings and gain additional deductions when paying for the down payment. Here are ...

Rental Assistance Programs: Catalysts for Family Prosperity and Community Growth

In the current landscape of public policy and community planning, the critical role of stable, cost-effective housing has taken center stage.  Within this sphere, rental assistance init...