Insights & Tips

Find out more about home buying, down payment help, and government aids.

Understanding Your Home Buying Budget and Loan Options

Before you consider buying a home, it's vital to figure out how much you can afford. This depends largely on three major factors:   The Mortgage: What type of mortgage you can get, the terms, and your inte...

HUD Rolls Out $10 Million in Funding to Support Homeownership Among Underserved Populations

The U.S. Department of Housing and Urban Development (HUD) has earmarked $10 million for grants directed at housing counseling agencies approved by HUD. This investment marks a pivot...

New Study on Housing Voucher Success Rates

The Housing Choice Voucher (HCV) program is the biggest federal program helping families pay rent, helping around 2.3 million households every year. Unlike some other programs, those who receive these vouchers have to find their ho...

Wyoming Renters Get Lifeline From New Housing Funds

Wyoming’s economy has been hit hard in recent months, leaving many households struggling to keep a roof over their heads. But state lawmakers have taken action, approving an influx of funding for rental assistance th...

Down Payments for a Home May Get Lower This Year

In 2022, the median down payment for first-time home buyers was about 13%. This represents an increase from 2021 when the down payment for first-time home buyers was around 7%, while for repeat buyers it was about 17%. F...

Strategies to Maximize Your Tax Benefits When Paying for a Home's Down Payment

If you are considering buying a home, you may be eligible for various tax benefits that can help maximize your savings and gain additional deductions when paying for the down payment. Here are ...

Is It Possible to Buy a Home Without a Down Payment?

Yes, it's possible to purchase a home without making a down payment, and this is particularly achievable for first-time home buyers. There are special home loan programs with zero down and various assistance program...

Creative Ideas for Raising Funds for Your Home's Down Payment Quickly and Easily

When buying a home, the down payment is often the biggest obstacle. Most people give up because they think it's impossible to come up with such a large amount of money in a short period. Yo...

Do You Qualify? Factors To Consider When Doing a House Down Payment

A down payment is a sum of money paid upfront by a buyer when purchasing a house or a car, typically representing a percentage of the total purchase price. The purpose of a down payment is to reduce the len...