Insights & Tips

Find out more about home buying, down payment help, and government aids.

Beyond the Brink: The Affordable Housing Crisis and Its Toll on Central Pennsylvania's Families

The affordable housing crisis in Central Pennsylvania, exacerbated by the pandemic, is pushing families to the brink. With over half a million state residents behind on rent a...

How to Afford a Downpayment on a Home

As the cost of housing continues to rise, many people are left wondering if they will ever be able to save enough for a downpayment on their dream home. Fortunately, several strategies and government programs are available that a...

New Bill Aims to Hold WA Cities Accountable for Affordable Housing

A bill designed to hold Washington cities accountable in their efforts to provide affordable housing and emergency shelter has gained significant traction during this legislative session. Although it ulti...

HUD Makes Housing Help Available to More People

The U.S. Department of Housing and Urban Development (HUD) is making big steps to help more Americans get help with housing.  They're starting new programs, including teaming up with a company called Zillow and usi...

How to Get a Down Payment for a House: Tips and Tricks

Securing the funds for a down payment can be one of the biggest challenges when purchasing a home. The down payment is an initial contribution from the buyer and constitutes a portion of the total cost. A sizable down...

Down Payments for a Home May Get Lower This Year

In 2022, the median down payment for first-time home buyers was about 13%. This represents an increase from 2021 when the down payment for first-time home buyers was around 7%, while for repeat buyers it was about 17%. F...

Top Ways that Millennials Are Saving For Down Payments

For most prospective homebuyers, the down payment is one of the biggest hurdles. Even if you can find a great mortgage rate, you still need some money saved up to pay a down payment on the home. Fortunately, this isn&...

10 Secret Tips for Negotiating the Perfect Down payment

When investing in a home, the down payment can considerably influence your total cost. It ranges from 5% to 20% of the purchase price; you must pay it upfront. Besides, it affects both your interest rate and monthly ...

Unforgettable Insights: 7 Valuable Lessons on Down Payments

Saving for a down payment can be one of the most intimidating financial hurdles you'll face. It requires discipline, dedication, and sacrifice but also offers an opportunity to learn valuable lessons about mo...