Insights & Tips

Find out more about home buying, down payment help, and government aids.

Down Payment Assistance Available in September 2025

In the US, down payment assistance (DPA) programs offered by states and counties provide critical support to homebuyers, especially first-time buyers and moderate-income families. Here’s an overview focusing on ke...

HUD Organizes Key Meeting to Shape Future Housing Policies

On October 7 and 8, the acting Secretary of Housing and Urban Development (HUD), Adrianne Todman, organized a significant event titled "Next Generation of Housing Policy" roundtable. This gathering was ...

Critical Measures to Take If You Don't Have Enough Security Deposit

A successful home purchase process starts with proper planning. It will enable you to know what to do in each phase, helping you to prevent errors that may complicate or prolong the process. For example, y...

DIY Guide to Purchasing Without a Realtor

A recent survey by the National Association of Realtors found that most people buy their homes through an agent. However, changes in August 2024 mean that buyers might have to pay the agent's fees themselves. Sometimes, buyers c...

How to Buy a House with Low Income in 2025

Can you buy a house with low income? Yes, you can! There isn’t a strict minimum income needed to buy a house, but lenders do look at your financial situation: your credit score, your debts compared to your income, and how ...

Wyoming's Housing Aid Expansion Still Falls Short

Wyoming recently increased funding for housing assistance programs to help struggling families. However, housing advocates say the additional $8 million in aid still won't meet the scale of need across the state.&nb...

Do You Know How To Get Financial Assistance When A Creditor Asks For More Security Deposit? Find Out

If you plan to purchase a home soon, start planning now to ensure that you're ready by that time. One of the most important factors to consider is getting money to finance ...

Should You Use a Credit Card for a Down Payment?

When purchasing a house, a car, a large appliance, or many other things, a down payment is required. Generally speaking, after the down payment is given, the monthly payments will be generally low in order for the seller to e...

Easy Guide: Tax Breaks for Homeowners and How They Work

Tax time has arrived in the United States, running from January 27 to April 15. During this period, the IRS expects to receive over 140 million tax returns. For homeowners, this is a prime time to tap into special t...