Insights & Tips

Find out more about home buying, down payment help, and government aids.

Do You Qualify? Factors To Consider When Doing a House Down Payment

A down payment is a sum of money paid upfront by a buyer when purchasing a house or a car, typically representing a percentage of the total purchase price. The purpose of a down payment is to reduce the len...

Should You Buy a House In Today’s Housing Market?

In a time of economic uncertainty and fluctuating interest rates, Americans are facing a pivotal question: Is now a good time to buy a house? According to a recent Fannie Mae Home Purchase Sentiment Index (HPSI), the answe...

How to Steer Clear of The Rising Section 8 Housing Fraud

In times of financial hardship, the Section 8 or Housing Choice Voucher Program emerges as a vital resource, offering low-income families the chance to afford decent housing.  By subsidizing a portion of the r...

New Neighborhood Homes Investment Act Aims to Boost Affordable Homeownership Opportunities

The Neighborhood Homes Investment Act is a new proposal that could make it easier and cheaper for people to buy homes. It's especially focused on areas where house prices are low ...

Multnomah County Reopens Rental Assistance List for First Time in Two Years

Multnomah County has reopened its list for people who need help paying their rent. This list is for low-income families and individuals and had not been open for two years. People can apply for only o...

Evergreen Home Loans Expands Rapidly to 11 New States and Plans Further Licensing by 2026

Evergreen Home Loans, a company based in Bellevue, Washington, is growing fast as it expands into 11 new states. The company announced that it now operates in Texas, Florida, South ...

Fed Rate Cut: Homebuyers Save on Mortgage Payments

The Federal Reserve lowered interest rates in October 2025. This move has affected the housing market, making many people—especially those wanting to buy or refinance a home—curious about how much a monthly m...

New Proposal Could Help Select First-Time Buyers Lower Their Closing Costs

Lawmakers are currently considering a new plan aimed at making it easier for people to buy their first home. The goal of this proposal is to reduce "closing costs"—the extra fees a...

Creative Ideas for Raising Funds for Your Home's Down Payment Quickly and Easily

When buying a home, the down payment is often the biggest obstacle. Most people give up because they think it's impossible to come up with such a large amount of money in a short period. Yo...