Insights & Tips

Find out more about home buying, down payment help, and government aids.

Evergreen Home Loans Expands Rapidly to 11 New States and Plans Further Licensing by 2026

Evergreen Home Loans, a company based in Bellevue, Washington, is growing fast as it expands into 11 new states. The company announced that it now operates in Texas, Florida, South ...

Down Payment Assistance Available in September 2025

In the US, down payment assistance (DPA) programs offered by states and counties provide critical support to homebuyers, especially first-time buyers and moderate-income families. Here’s an overview focusing on ke...

United Way: Empowering Communities Across the United States

  In today's rapidly changing world, it is crucial to have organizations that prioritize community empowerment and social well-being. United Way is one such organization that has been tirelessly working t...

​​​​​​​Housing Crisis Solution: How Cash Transfers and Universal Basic Income Can Provide Relief

In the face of a deepening housing crisis, Americans are grappling with skyrocketing rents and a shortage of affordable homes. Government housing assistance prog...

What You Need to Know About Getting a Conventional Home Loan in 2025

Thinking about buying your first house? You might have heard that getting a loan for it can be tough, but that's not always the case. Here's a breakdown of what you need to know about convention...

How to Buy a House with Low Income in 2025

Can you buy a house with low income? Yes, you can! There isn’t a strict minimum income needed to buy a house, but lenders do look at your financial situation: your credit score, your debts compared to your income, and how ...

8 Tips to Get the Lowest Mortgage Rates

Mortgage rates have recently gone down due to hopes that the Federal Reserve will cut rates. However, after a recent Fed meeting, rates have stayed about the same. Experts don’t expect a big drop in interest rates before the ...

Michigan Helps First-Time Homebuyers with $25,000 Support Program

In Lansing, Michigan, a new program is offering a big helping hand to people buying their first home. The Michigan State Housing Development Authority (MSHDA) is giving up to $25,000 to help with the initial ...

Home Prices Decline in Many Cities While Listings Surge

Many people are wondering if home prices are finally coming down. According to recent data, the answer depends on where you are looking to buy a home. Here is what’s happening with the housing market right now. ...