Find out more about home buying, down payment help, and government aids.

Many people are wondering if home prices are finally coming down. According to recent data, the answer depends on where you are looking to buy a home. Here is what’s happening with the housing market right now. ...

Can you buy a house with low income? Yes, you can! There isn’t a strict minimum income needed to buy a house, but lenders do look at your financial situation: your credit score, your debts compared to your income, and how ...

Are you considering refinancing your mortgage? Refinancing can be a great way to save money on your monthly payments, but it's important to do it right. A recent article on The Motley Fool's Ascent blog outlined...

A down payment is the amount of cash that a buyer puts upfront toward the eventual purchase of an item. Generally speaking, these are big-ticket items, most usually a home or a car. However, down payments can also be p...

The U.S. Department of Housing and Urban Development (HUD) recently declared the allocation of over $10 million in funds a significant step forward in addressing homelessness among Native America...

In parts of rural America, like Celina, Texas, there used to be a different way of life. The community was tight-knit, with farmers, teenagers, and neighbors creating a small-town fee...

In February 2022, mortgage interest rates climbed above the four percent level. The sharp climb marks the highest interest rates since the beginning of the pandemic more than two years ago. On a year to date basis, the average mon...

A time comes in every adult's life when they feel the need to own a home. If you are a first-time homebuyer, it is normal to be cautious about the process. Additionally, writing a check for your down payment might b...

When planning to buy a home, one of the main challenges you might face is saving enough money for the down payment. As hard as it may seem, it is advisable to save 20% of the home's buying price because of its several ...