Insights & Tips

Find out more about home buying, down payment help, and government aids.

The Complete Guide to Down Payment Assistance in the USA

  Purchasing a home is an exciting milestone, but the financial burden of a down payment can often be a significant hurdle for potential buyers. Fortunately, there are thousands of down payment assistance (DPA)...

Housing Costs are Changing the Way People Choose Jobs

The high cost of housing is becoming a major factor in how people make career decisions. It’s not just about choosing where to live anymore—it’s also about deciding whether to switch jobs, work in-offic...

The Most Affordable Cities to Buy a Home in the U.S.

Buying a home in the United States has become a challenge for many people. Rising mortgage rates, limited inventory, and high competition have made homeownership feel out of reach for many families. Still, some cities ...

Do You Plan to Acquire Your First Property? Here's How to Have a Flawless Process

The numerous procedures involved in procuring a property can be challenging for you if you've never undertaken such a process previously. It might also be confusing, especially if you don't kno...

Down Payment Strategies for First Time Homebuyers

It can be difficult for a first time homebuyer to save up enough money for a down payment. However, it's important to remember that several strategies help generate the necessary funds. Before deciding on a particular strateg...

How To Negotiate With Lenders To Get the Lowest Possible Down Payment on Your Home Purchase

A down payment is among the critical steps toward buying a home. It's an important factor in determining whether you can get the loan and affects your ability to secure a mortg...

NYCHA Reopens Section 8 Housing Choice Voucher Program: A New Opportunity for Affordable Housing in New York City

New York City Mayor Eric Adams has recently announced a promising update for those struggling with high housing costs: the New York City Housing Authority (NYCH...

7 Smart Budgeting Tips for Buying a Home Without the Financial Worry

Buying a house is exciting, but spending too much on it can leave you with barely any money for anything else. This situation, known as being "house poor," can make it hard to enjoy your new home...

New Conventional Loan Limits for 2026

If you plan to buy a home in 2026 and use a conventional loan, there is a new limit on how much you can borrow without needing a special type of mortgage. The Federal Housing Finance Agency (FHFA) recently announced these limits. &n...