Insights & Tips

Find out more about home buying, down payment help, and government aids.

Can We Expect Mortgage Rates to Drop to 5% Again Soon?

Mortgage Rates Have Been All Over the Place If you've been trying to buy a home lately, you've probably noticed that mortgage rates keep bouncing around. Earlier this year, the average 30-year fixed mortgag...

How to Qualify for a USDA Loan: A Simple Guide

What is a USDA Loan? A USDA loan is a home loan backed by the U.S. Department of Agriculture. These loans are designed to help people with low to moderate incomes buy homes in rural areas and some suburban neighborhoods. ...

Veterans United Remains the Top VA Loan Provider: Key Findings from 2025

The housing market showed signs of improvement last year, and more veterans took advantage of VA loans as a result. According to the Department of Veterans Affairs, lenders issued 528,343 VA loans du...

How to Buy a Home with a Low Income: A Simple Guide

Buying a home is one of the biggest purchases you will ever make. If you don't have a high salary, it might feel impossible—but it isn’t. There are many programs and strategies designed to help people wi...

White House Proposes Major Changes to Section 8 Housing Vouchers

The White House has proposed eliminating Section 8 housing vouchers as part of a plan to make big changes to rental assistance programs. These vouchers currently help low-income families pay for housing, bu...

FHA Adjustable-Rate Mortgages: A Simple Guide

An FHA adjustable-rate mortgage (ARM) is a home loan backed by the Federal Housing Administration. Unlike a regular fixed-rate mortgage where your interest rate stays the same forever, an FHA ARM has an interest rate that can ch...

Top Mortgage Lenders for First-Time Homebuyers in 2026

If you’re thinking about buying a home in 2026, you may be wondering what will happen with mortgage rates. There’s some good news and some not-so-good news for home buyers: Mortgage rates are expected to ...

8 Tips to Get the Lowest Mortgage Rates

Mortgage rates have recently gone down due to hopes that the Federal Reserve will cut rates. However, after a recent Fed meeting, rates have stayed about the same. Experts don’t expect a big drop in interest rates before the ...

Is Now the Right Time to Take an FHA Loan?

When buying a house, there are different types of loans to choose from. One popular option is an FHA loan. These loans are backed by the government and can make it easier and more affordable for people to become homeowners. Almo...