Insights & Tips

Find out more about home buying, down payment help, and government aids.

Three Government Programs That Can Help You Buy a Home With Little or No Down Payment

Buying a home in today's market is harder than ever. Home prices are near record highs, and mortgage rates have more than doubled since the pandemic. To make matters worse, wages haven...

White House Proposes Major Changes to Section 8 Housing Vouchers

The White House has proposed eliminating Section 8 housing vouchers as part of a plan to make big changes to rental assistance programs. These vouchers currently help low-income families pay for housing, bu...

Trump Accounts: A New Way to Save for Your Child's Future

What Are Trump Accounts? Trump Accounts are a new type of savings account created by federal law in 2025, designed to help families start saving money for their children early in life. Think of them as "sta...

9 Down Payment Programs That Could Help You Buy a Home in 2026

Buying a home is still one of the best ways to build wealth. Research from Realtor.com shows that people who buy their first home before age 30 end up with about 22.5% more wealth by the time they turn 50. Ho...

Mortgage Rate Predictions for the Next 5 Years (2026–2030)

When planning to buy a home, it's important to know where mortgage rates are headed. Experts look at several factors, especially the 10-year U.S. Treasury yield, which has a big impact on long-term mortgage ra...

What Veteran Benefit Can Help You With Your Housing Needs?

Every year, thousands of veterans miss out on a government program that could save them significant money when buying a home. In 2024 alone, more than 58,000 VA home loans went unused, representing nearly $28 b...

How to Buy a Home with a Low Income: A Simple Guide

Buying a home is one of the biggest purchases you will ever make. If you don't have a high salary, it might feel impossible—but it isn’t. There are many programs and strategies designed to help people wi...

What to Expect from Mortgage Rates in May 2026

2026 has been an unpredictable year for mortgage rates. Back in February, things were looking up for homebuyers. The average 30-year mortgage rate dropped to 5.87%, and some well-qualified buyers were getting rates close to 5...

New Bill Could Help First-Time Homebuyers With Up to $15,000 for Down Payments

On June 11, members of the Senate Finance Committee brought back the Decent, Affordable, Safe Housing for All Act, also known as the DASH Act. If this bill gets approved, first-time homebuye...