Insights & Tips

Find out more about home buying, down payment help, and government aids.

Can We Expect Mortgage Rates to Drop to 5% Again Soon?

Mortgage Rates Have Been All Over the Place If you've been trying to buy a home lately, you've probably noticed that mortgage rates keep bouncing around. Earlier this year, the average 30-year fixed mortgag...

How to Qualify for a USDA Loan: A Simple Guide

What is a USDA Loan? A USDA loan is a home loan backed by the U.S. Department of Agriculture. These loans are designed to help people with low to moderate incomes buy homes in rural areas and some suburban neighborhoods. ...

Veterans United Remains the Top VA Loan Provider: Key Findings from 2025

The housing market showed signs of improvement last year, and more veterans took advantage of VA loans as a result. According to the Department of Veterans Affairs, lenders issued 528,343 VA loans du...

Making Homeownership Achievable: The Benefits of Down Payment Loans for Homebuyers

For many aspiring homeowners, saving up for a down payment can be a significant barrier to achieving their dream of owning a home. However, down payment loans offer a lifeline to those w...

How to Buy a Home with a Low Income: A Simple Guide

Buying a home is one of the biggest purchases you will ever make. If you don't have a high salary, it might feel impossible—but it isn’t. There are many programs and strategies designed to help people wi...

White House Proposes Major Changes to Section 8 Housing Vouchers

The White House has proposed eliminating Section 8 housing vouchers as part of a plan to make big changes to rental assistance programs. These vouchers currently help low-income families pay for housing, bu...

10 Secret Tips for Negotiating the Perfect Down payment

When investing in a home, the down payment can considerably influence your total cost. It ranges from 5% to 20% of the purchase price; you must pay it upfront. Besides, it affects both your interest rate and monthly ...

​​​​​​​America's Housing Nightmare: A Wake-Up Call for Fairness and Equality

In a country known for its promise of prosperity and opportunity, a dark cloud looms over the dreams of countless American renters. A new report from the Joint Center for Housing...

San Diego County's Emergency Temporary Lodging Program: A Lifeline for Rebuilding Lives

In response to the devastating aftermath of a severe storm that struck San Diego County in January, the Emergency Temporary Lodging Program was swiftly implemented. Providing a safe h...